FDIC-Insured - Backed by the full faith and credit of the U.S. Government
We May Be Midsized, But We Always Think Big.
Five Decades of Commercial Loans That Help Clients Clear Hurdles and Close Deals.
“We are intensely client-focused, and that means ensuring that we are hiring the best and brightest employees. Our relationship managers not only provide superior service but, they are industry experts. They understand the complexity of an industry and what makes each client within a sector unique.”
Steve Fleming
President & CEO
River City Bank
What Does “Above and Beyond Banking” Look Like When You’re a Business Ready for a Change?
People with Connections and Robust Networks.
Our Relationship Managers are in the client’s corner from the very beginning. Through their leadership within the Bank and across the regional community, they forge business-building connections that help companies get a solid footing and grow.
Local Decision-Making.
Our senior team members are local, so decisions get made quickly, and your business vision keeps moving.
Industry Expertise.
Our Relationship Managers take time to learn the ins and outs of your business to better understand what’s missing and find out how our tools can make your business more efficient.
How does a midsize bank manage a $32,500,000 real estate transaction?
Over $5 Billion in Assets
River City Bank is the largest independent and locally owned and managed bank in the Sacramento region.
Industry Specializations
Agribusiness, Clean Energy, Commercial Real Estate, Construction, Healthcare, Manufacturing & Distribution, Nonprofit, Professional Services, Property Management, Representative Payee.
5,000+ Volunteer Hours
Provided to more than 30 organizations in the Sacramento region between 2015–2024.
Ranked #6 in the US
Our boutique banking model and high-touch customer service, combined with smart financial management, earned River City Bank the rating of 6th in the country by Bank Director for 2025.