Commercial Real EstateAcquire or Refinance with Low Fixed-Rate Loans.

“Our standards are very high. We only hire the best people—and that’s because we prioritize responsiveness and reliability for our commercial real estate clients.”

Dan Franklin

Director of Commercial Real Estate

Look at what’s possible when you have the best of both worlds: big-bank capabilities and the boutique-bank personal touch.

$3,250,000
Medical Office Property
San Jose, CA
Refinance
$8,250,000
Industrial Property
Pierce County, WA
10-Year Fixed Rate | Refinance
$14,500,000
Student Housing
Santa Barbara, CA
10-Year Fixed Rate | Refinance
$11,300,000
Shopping Center
Pleasanton, CA
10-Year Fixed Rate | Non-Recourse Term Loan
$4,800,000
Multi-Family Property
Salt Lake City, UT
5-Year Fixed Rate | Acquisition
$15,580,000
Industrial Property
San Diego, CA
10-Year Fixed Rate | Acquisition
$10,000,000
Shopping Center
Los Altos, CA WA
10-Year Fixed Rate | Non-Recourse Term Loan
$5,750,000
Office Retail
Santa Barbara, CA
10-Year Fixed Rate | Non-Recourse Term Loan
$4,400,000
Self-Storage Facility
Santa Barbara, CA
10-Year Fixed Rate | Refinance
$10,000,000
Shopping Center
San Jose, CA
10-Year Fixed Rate | Acquisition
$3,200,000
Industrial Property
Santa Clarita, CA
10-Year Fixed Rate | Acquisition
$58,000,000
Industrial Properties
Los Angeles, CA
10-Year Fixed Rate | Acquisition
$13,000,000
Self-Storage
Seattle, WA
7-Year Fixed Rate | Refinance
$54,000,000
Multi-Family Property
Reno, NV
5-Year Fixed Rate | Refinance
$3,750,000
Medical Office Building
Austin, TX
10-Year Fixed Rate | Acquisition
$23,000,000
Multi-Family Property
Boise, ID
10-Year Fixed Rate | Refinance
$8,500,000
Logistics Center
Nampa, ID
5-Year Fixed Rate | Acquisition

River City Bank rewards great credit with great rates and a loan origination process that is smooth and reliable.

Aggressive Pricing—Fixed-rate spreads that regularly beat quotes from life insurance companies, other banks, and multi-family agency lenders.
Rate Locked at Application—Standard is 90 days.

Fixed Rate Periods up to 10 years—(15 years if 15-year amortization).
Very Conservative Credit Culture —LTV is typically 50% or less for investor loans. Higher LTV options available for owner/user loans.

The loan is just one way we help you with your real estate goals at River City Bank. Here’s what you can expect next:

Responsiveness. Local decision-making often means you get same-day response times.
Reliability. We’re here to guide you through every step, with no surprises.
A High-Touch Process. Personal meetings with members of our sales team, credit analysts, right up to the CEO—that’s just what we do, because we want to get to know you.