FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Commercial BankingGo Big with Your Vision. Go Local with Your Commercial Banking Partner.
Our Commercial Banking experts are your go-to resource when it’s time to make financial decisions that impact the direction of your business. They’re ready to share their knowledge and extensive community connections so you can choose with confidence.
We’re Business Matchmakers—Your Link to the Best People and Practices.
Your dedicated Relationship Manager assembles a team of experts from within the bank and connects you to our extensive community network—and a range of opportunities. The ultimate goal: successful outcomes for your business.
Relationship Managers go above and beyond by:
Digging deep to fully understand your business and its unique needs.
Digging deep to fully understand your business and its unique needs.
Digging deep to fully understand your business and its unique needs.
What to Expect When You Meet Us.
No two businesses are alike, so we want to hear what makes yours tick. Here are a few examples of the kinds of questions we’ll ask in order to provide the most relevant solutions for your banking needs.
Deposit Services
Help us understand your business infrastructure. How could we best structure accounts to suit your needs?
Cash Management
Efficiency, risk management, and security are all critical. We’re here to help you fill in the gaps. What keeps you up at night regarding your cash flow process?
Loans
During the information-gathering phase we’ll want to know: what will it take to meet your financing expectations?
Spark New Ideas and Apply Our Solutions to Bring Them to Life.
Cash Management
Smart solutions backed by our knowledge about your business and industry keep operations running efficiently and cash flowing smoothly.
Deposit Services
Rest assured that our systems can accommodate changes as your business evolves.
Business Credit Card
Check out our portfolio of cards and what they can do for your business.
Integrated Payables
No more manual tasks for B2B payments. Make AP and finance teams’ lives easier by integrating multiple payment types into a single, streamlined payment process.
Lockbox Services
Manage high payment volumes with our efficient, customizable lockbox services.
Over $5 Billion in Assets
River City Bank is the largest independent and locally owned and managed bank in the Sacramento region.
Industry Specializations
Agribusiness, Clean Energy, Commercial Real Estate, Construction, Healthcare, Manufacturing & Distribution, Nonprofit, Professional Services, Property Management, Representative Payee
5,000+ Volunteer Hours
Provided to more than 30 organizations in the Sacramento region between 2015–2024.
Security First—and Always
Our innovative systems employ industry standards to help keep your funds safe at every turn.
Bauer 5-Star Rated Superior
Veribanc Green Three out of Three
(Highest Rating)
