FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Property ManagementFocus on Managing Properties While We Help with Managing Finances.
If you are looking for a commercial banking partner well-versed in the financial intricacies and complexities faced by property management companies—look no further. We’re here to help you stay ahead of those complexities and smooth out day-to-day accounts receivables and payables challenges. You’ll work directly with an experienced Relationship Manager who will provide individualized guidance and proactive recommendations on strategic services designed to help your business run more efficiently and profitably, including tailored offerings such as:
Customized Signature Card
Streamline new account opening as you expand properties under management.
Analyzed Interest Checking for Homeowners Association Reserves
Earn interest on HOA deposits while still participating in your company’s analyzed account relationship.
Certificate of Deposit Account Registry Service (CDARS) and Insured Cash Sweep (ICS)
Avoid the need to maintain multiple accounts to qualify for FDIC deposit insurance. We’re part of a unique network that gives you access to multi-million-dollar FDIC coverage with a single banking relationship.
Hear From Our Clients.
“We have a pretty diverse list of needs when it comes to cash management, so we do a lot of homework when it comes to picking a banking partner. We went through an intense screening process with River City Bank, and they had all the right answers. Their execution has been flawless.”
Brent Kocal
CEO
Kocal Properties
How Our Best People, and Best Practices, Help You.
Our experienced Relationship Managers are there to help you see your business from a fresh perspective, so you can stay focused on the projects at hand. They’ll ask critical questions about what makes your business tick so they can assemble the best team inside the Bank—and introduce you to a community network that can help bring your business vision to life.
Here are a few examples of the kinds of questions we’ll ask:
What are your greatest cash flow challenges?
What is your current financial reporting functionality and what additional reporting would be beneficial?
What are your near-term and longer-term financing requirements?
What risk mitigation solutions are currently part of your financial controls?
Spark New Ideas and Apply Our Solutions to Bring Them to Life.
ACH Electronic Payment Processing Services
In just a few clicks, deposits or payment collections can easily be processed.
Remote Deposit Capture and Mobile Remote Deposit Capture
Electronically scan or snap a photo of checks and securely transmit deposit data from the convenience of your office.
Lockbox Services
Saving time and money by streamlining accounts receivable processes with efficient, accurate, and sophisticated lockbox services.
Returned Item Services
Earlier access to returned item information Improve the check processing efficiency, increase collection rates, and help reduce fraud exposure thanks to expedited access to returned item data.
Fraud Prevention Services
Protect your accounts with a robust lineup of fraud prevention tools, including Positive Pay, ACH Fraud Filter, and dual controls for wires and other transactions.
Commercial Online Banking
Quickly access your accounts, reports, and statements and conveniently make transfers and stop payments with one shared login for both mobile banking and online banking. Plus, rest easy—enhanced security comes standard.
Security First—and Always.
Our innovative systems employ industry standards to help keep your funds safe at every turn.
Bauer 5-Star Rated Superior
Veribanc Green Three out of Three
(Highest Rating)
